Baccarat is a sophisticated, yet simple, casino game. Baccarat is a card game played with a regular 52-card deck. It is purely a game of chance, with no skills required.
Rules of the Game
Baccarat’s rules are easy to understand. Baccarat doesn’t require any particular skills or tactics. It’s purely a game of chance. Baccarat requires very little involvement from the player – all he or she has to do is choose one of the following three outcomes:
- Banker/dealer wins
- Player wins
Punters place their bets on the Banker, Player or Tie sections of the table. Once their bet has been placed, the game begins. The Player and Banker are given two cards each. When the Player or Banker has eight or nine points, the game finishes. According to the rules, the hand with the most points (the closest to nine) wins. If neither the Player nor the Banker has eight or nine points, a final card is drawn to decide the round.
This is how the third-card rule affects both the Player and the Banker.
- The Player draws a third card if his two-card total is less than five.
- The Player does not draw an extra card if his two-card total is less than eight or nine.
- When the Player doesn’t draw a third card, the Banker will only draw a third card if his or her two-card total is no higher than five.
- If the Banker’s two-card total is eight or nine, he won’t draw a card.
- If the Banker’s two-card total is seven, the dealer stands.
- If the Player draws a third card, the Banker will only draw a third card if:
- The Banker’s two-card total is two or less.
- The Banker’s two-card total is three, and the third card of the Player isn’t an eight.
- The Banker’s two-card total is four, and the Player’s third card isn’t a zero, a one, an eight or a nine.
- The Banker’s two-card total is a five, and the Player’s third card is a four, a five, a six or a seven.
- The Banker’s two-card total is six, and the Player’s third card is a six or a seven.
Here is a list of the payouts, according to the type of bet and outcome:
- A wager on the Player will pay even money (1:1).
- A wager on the Banker will pay even money, but taxed at 5%.
- A wager on a tie pays 8:1.
- In the event of a draw, the wager will be refunded.