Baccarat

Baccarat is a sophisticated, yet simple, casino game played with a regular 52-card deck. The higher minimum table offer cards to be ‘squeezed’ by players; other tables e.g. Super 6, are dealt face-up. It is purely a game of chance, with no skills required.

Card Values

Ace – 9 are face value, while 10, Jack, Queen & King value is ‘0’. Card values are added together and in the case the total is 10 or more, the 10 figure is removed e.g. 9 + 4 = 3 (not 13)… 10 + Jack = 0 (not 20). Therefore, the highest hand achievable is ‘9’.

Rules of the Game

Players may wager on one or more of the following outcomes:

• Banker wins
• Player wins
• Tie
• Pair – a side bet won if the 2 Player cards or 2 Banker cards are a ‘pair’.

Players place their bets on the Banker, Player and/or Tie betting sections of the table. Once bets have been placed, the game begins. Two cards are drawn each to the Player and Banker. The hand with the most points i.e. closest to 9, wins. If, after the two cards for each side are drawn, one of the totals is 9 or 8, the game finishes and the result declared. If neither the Player nor the Banker has eight or nine points, a third card to one or both sides may also be drawn to decide the result, as described below:

Player Side

0, 1, 2, 3, 4, 5	Player draws a 3rd card
6, 7	Player stands
8, 9	Natural

Banker Side

0, 1, 2, 3, 4, 5	Draws a card if Player stands
6, 7	Banker stands
8, 9	Natural

Banker’s action if Player draws a 3rd card: 

Banker’s card total

0, 1, 2	Draws a card
3	Draws a card except if Player’s 3rd card is an 8
4	Draws a card if Player’s 3rd card is 2 – 7
5	Draws a card if Player’s 3rd card is 4 – 7
6	Draws a card if Player’s 3rd card is 6 – 7
7	Stand

 

If the Player first 2 cards total 6 or 7 and the Banker first 2 cards also total 6 or 7, there are no more cards to be drawn and the result is declared. 

Payouts

The following are the payouts for the winning outcome:

• A winning wager on Player will pay 1 : 1.
• A winning wager on Banker will pay 1 : 1, less 5%.
• A winning wager on Tie pays 8 : 1.
• A winning wager on Pair pays 11 : 1.
• In the event of a Tie, the Player and Banker wagers do not win or lose.

Super 6 Baccarat

 Some baccarat tables offer the Super 6 version i.e. if the Banker wins with a total of six (6), it pays 1 : 2 (half)… all other payouts are 1 : 1. All cards are dealt face-up on Super 6.

 Super 6 Baccarat also offers the Lucky 6 side bet. If Banker wins on 6 points with two cards, pays 12 : 1. If Banker wins on 6 points with three cards, pays 20 : 1.

Insurance

The House shall offer players to ‘insure’ their Player/Banker bets against losing for certain card totals and combinations.

 

INSURANCE ODDS – PLAYER SIDE

4 cards

POINTS	PLAYER (2 cards open)	BANKER (2 cards open)
	Payout Odds	Total Points
4	None	-
5	1 pays 2	4
6	1 pays 3	0 – 5
7	1 pays 2	card hold / unexpected
	1 pays 4	0 – 5
8 (Natural)	1 pays 7	card hold / unexpected
9 (Natural)	1 pays 9 (if Tie game)	card hold / unexpected

 

5 cards

POINTS	PLAYER (3 cards open)	BANKER (2 cards open)
	Payout Odds	Total Points
4	1 pays 1.5	0 – 3
5	1 pays 2	0 – 4
6	1 pays 3	0 – 5
	1 pays 2 (Player draw #6)	6
7	1 pays 4	0 – 6
8	1 pays 8	0 – 6
9	1 pays 10 (if Tie game)	0 – 6

                           

INSURANCE ODDS – BANKER SIDE

4 cards

POINTS	BANKER (2 cards open)	PLAYER (2 cards open)
	Payout Odds	Total Points
4	1 pays 1.5	0 – 3
5	1 pays 2	0 – 4
6	1 pays 3	0 – 5
7	1 pays 2	card hold / unexpected
	1 pays 4	0 – 5
8 (Natural)	1 pays 7	card hold / unexpected
9 (Natural)	1 pays 9 (if Tie game)	card hold / unexpected

5 cards

POINTS	BANKER (3 cards open)	PLAYER (2 cards open)
	Payout Odds	Total Points
4	1 pays 1.5	0 – 3
5	1 pays 2	0 – 4
6	1 pays 3	0 – 5
7	1 pays 4	0 – 5
8	1 pays 8	0 – 5
9	1 pays 10 (if Tie game)	0 – 5

 

Power 9 Jackpot

• Power 9 is an optional progressive baccarat side bet. The bet amount is $5.
• Wins are based on the Player and/or Banker hand having a "Royal 9," which is defined as a nine and any face card obtained in the original first 2 cards of the Player and/or Banker hand.
• Some wins depend on the hand matching the printed Royal 9 hand on each betting position i.e. Q♥️ & 9♣, Q♦ & 9♠, Q♥️ & 9♠, Q♣ & 9♦, Q♠ & 9♥️, Q♠ & 9♦.
• The top award pays the "Star Jackpot” and is won if both the Player and Banker hands match the pre-printed cards at the player's position.
• The "Banker Jackpot" pays if the Banker hand only matches exactly the pre-printed cards displayed at the player's position.
• The "Player Jackpot" pays if the Player hand only matches exactly the pre-printed cards displayed at the player's position.
• A flat win of $5,000 is won if the Player or Banker hands match exactly any other pre-printed cards, besides those at the player's position.
• A flat win of $1,500 is won if both the Player and Banker hands have a suited Royal 9. They do not have to be the same Royal 9.
• A flat win of $200 is won if both the Player and Banker hands have a Royal 9. They do not have to be suited nor the same Royal 9.
• A flat win of $50 is won if either the Player and Banker hands have a suited Royal 9.
• A flat win of $25 is won if either the Player and Banker hands have a non-suited Royal 9.